A Chapter 13 case, commonly known as a “Wage Earner” petition, requires that monthly payments be made to the Chapter 13 Trustee for repayment of debts. There are four instances where a Chapter 13 is a requirement: facing a foreclosure
Completing Your Bankruptcy
In a Chapter 7 case, the bankruptcy court will usually send you a “discharge” approximately 60 days after your meeting of creditors. The discharge is your notice that your case is complete and that all dischargeable debts have been discharged
Next Steps After Meeting With An Attorney
After our initial meeting WKLO files our bankruptcies as soon as they are ready. If you wish to file in any given month, you need to retain counsel (pay your attorney fees), pay your court fees, and finish your required
Chapter 7 vs Chapter 13 Bankruptcy
Chapter 7 (Fresh Start) Most people who have to file a bankruptcy want to get a fresh start and get it over with. You will not be allowed to file a chapter 7 (fresh start), however, if you have excess